Insurance Licensing
Life & Health
Free sample + Chapter 1 · Full course with purchase
Large bank · 180 verified Qs
Life & Health Insurance License Practice Exam — free sample
Prep the national life and health insurance producer core with original practice questions on policies, provisions, riders, annuities, health products, and regulation. Start with free sample questions and free Chapter 1 (account required, no card). Unlock remaining chapters, the full final diagnostic, and AI weak-spot drills with a purchase.
180
verified questions
5
free sample Qs
6
outline chapters
100%
answers explained
180 verified questions with full A–D rationales — serious drill volume, not a thin sample set
Full course from $79 one-time · free sample below
Free sample questions
5 original questions with a full explanation for every answer choice — try the first 3 free, no account needed. Create a free account to finish the sample and save your progress.
Danielle takes out a $250,000 life insurance policy on her business partner, Rob, naming herself beneficiary. Three years later she sells her interest in the business, and two years after that Rob dies. For the death claim to be valid, when must Danielle's insurable interest in Rob's life have existed?
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PauseLiked the format? Continue with free Chapter 1 — Life Basics
Study by chapter
Chapter 1 is free with your account.
Chapter 1· free
Life Basics
Life Insurance Contract Fundamentals
30 questions · 1 chapter quiz · ~45 min
Chapter 2
Life Products
Life Policy Types and Product Design
30 questions · 1 chapter quiz · ~45 min
Chapter 3
Provisions & Dividends
Policy Provisions, Nonforfeiture and Dividend Options
30 questions · 1 chapter quiz · ~45 min
Chapter 4
Riders & Annuities
Riders and Annuities
30 questions · 1 chapter quiz · ~45 min
Chapter 5
Health, Disability & LTC
Health, Disability and Long-Term Care Insurance
30 questions · 1 chapter quiz · ~45 min
Chapter 6
Tax, Group & Regulation
Taxation, Group Plans and Market Regulation
30 questions · 1 chapter quiz · ~45 min
Final test · 30 questions
Full Life & Health diagnostic
Every chapter, weighted like the real exam, with your score broken down by domain.
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Full Life & Health course from $79 one-time · free sample above
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About this course
The real Life & Health exam: ~70% to pass (varies by state). The free sample and Chapter 1 let you try the format; the full course covers every outline domain with chapter quizzes, a full-length diagnostic, and adaptive AI practice.
Every question is original, written from the published outline and public primary sources, and human-reviewed before publication — PrepTempo never reproduces actual exam content.
About this Life & Health practice exam
Prep the national life and health insurance producer core with original practice questions on policies, provisions, riders, annuities, health products, and regulation. Start with free sample questions and free Chapter 1 (account required, no card). Unlock remaining chapters, the full final diagnostic, and AI weak-spot drills with a purchase.
Life & Health practice exam FAQ
Is there a free state insurance license practice exam?
Free sample Life & Health questions and free Chapter 1 are available here. Add your state's law portion from your insurance department on top of the national core.
Related practice exams
State insurance departments and their exam vendors (PSI Services, Pearson VUE) are not affiliated with this site and do not endorse this product. Exam formats and passing standards vary by state — confirm details in your state's candidate handbook.