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Life & Health Practice Exam — with an explanation for every answer
Original questions mapped to the official exam content outline. Answer each question and see immediately why the right answer is right — and why each wrong answer is wrong.
30
verified questions
4
outline chapters
5
quizzes + final
100%
answers explained
Study by chapter
Work through the exam's official outline one chapter at a time, then prove it on the final test.
Chapter 1
Life Basics & Policies
Life Insurance Basics and Policy Types
8 questions · 1 chapter quiz · ~12 min
Chapter 2
Provisions, Riders & Annuities
Life Policy Provisions, Riders, Options and Annuities
8 questions · 1 chapter quiz · ~12 min
Chapter 3
Health, Disability & LTC
Health, Disability and Long-Term Care Insurance
8 questions · 1 chapter quiz · ~12 min
Chapter 4
Tax, Group & Regulation
Taxation, Group Plans and Market Regulation
6 questions · 1 chapter quiz · ~9 min
Final test · 30 questions
Full Life & Health diagnostic
Every chapter, weighted like the real exam, with your score broken down by domain.
Final test
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About this diagnostic
The real Life & Health exam: Typically 100-150 scored questions · ~70% to pass (varies by state). This diagnostic samples every domain of the official outline in its real proportions, so your score breakdown shows where to focus first.
Every question is original, written from the published outline and public primary sources, and human-reviewed before publication — PrepTempo never reproduces actual exam content.
State insurance departments and their exam vendors (PSI Services, Pearson VUE) are not affiliated with this site and do not endorse this product. Exam formats and passing standards vary by state — confirm details in your state's candidate handbook.